FAQ's
General Questions
As a responsible lender we will consider each application carefully. To qualify for a loan, you need to be an employed Pakistani resident with a regular income, at least 18 years old, have a bank account, EasyPaisa or Jazz Cash, a mobile phone number, an active CNIC and email address and pass our credit and fraud checks. We value truthfulness in our customers so it is very important to register with accurate details.
Once you have carefully considered applying for a loan, read all the pre-contract information and decided that our service suits your needs then:
- Then Download the Khazana Application, Sign-up and Follow the procedural Steps.
- Carefully read the Loan Agreement before signing
We will then do the rest of the work. We will carefully look through your application and perform credit checks. If you meet our requirements (see the next question) then we will contact you to finalize the application. All of this will be done quickly and efficiently thanks to our intelligent system, dedicated and professional employees of the company.
If you are an employed Pakistani resident with a regular income, at least 18 years old, have a bank account, EasyPaisa or Jazz Cash, a mobile phone number, an active CNIC and email address and pass our credit and fraud checks. Then you can apply for a Khazana Loan. The only other requirement is that you have the means to repay the loan on the agreed date. If you are not sure that you will be able to repay in time, please do not apply.
To apply, you need to provide the following details:
- income details
- personal details
- bank account details
- personal debit card details
The information you provide will help us to assess whether Khazana’s service is right for you and to aid with the collection of loan repayments. We also need to confirm your identity so that security and speed are assured.
The data you provide us has to be accurate and current if you want to be considered for a loan.
We offer loans to help you cope with unexpected emergencies or when you are short of cash for your regular expenses. Our loans are meant for short term as well as for long- term financial needs.
We require all applicants to be over 18 years old.
As a responsible lender we will assess every application individually and perform credit checks. You can sign up with Khazana, however we will not approve anyone with a bad credit record or who is experiencing financial difficulties. Our loans are designed to fix temporary money issues and are not meant for remedying long term financial problems.
If you are experiencing long term financial difficulties, please do not apply
As a responsible lender, we are obligated to conduct credit reference checks as well as report the current standing of any account to credit reference agencies.
Making your loan repayments on time will not have a negative impact on your credit file.
Loan Transfer and Repayment FAQ's
Every situation is different and we will review your account after a late payment and make a decision depending on your situation. Please remember that we always assess every loan request individually and reserve the right to decline any loan application.
Loan repayments are collected automatically on your scheduled payment dates. You may also request an early repayment at any time by signing into your registered account or calling customer support.
How long does it take for the money to reach my account once I have requested a loan?
If your loan application has been approved, we will transfer the funds into your registered bank account, EasyPaisa or Jazz Cash Account within 30 minutes.
Yes, we provide our services to anyone, who is using EasyPaisa or Jazz Cash Account
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